Keeping track of mortgage can be hard for some. Maybe they have too much going on that they completely forget how much they’re supposed to pay the loaner. Nowadays, that is not much of a problem anymore. Free mortgage rate calculators have been popping up in mortgage websites. All you need is a computer and an internet connection, and you’re good to go.

Here’s how it works. The calculator will ask for your mortgage amount, term, interest rate per year, mortgage start date, and how much you’ve already paid. It can also ask you for extra payments. Once you’ve put in all the necessary information, just click the button at the bottom most part of the calculator. Now it will recalculate the amortization table for you.